Changes can be made to the period of a plan within the initial 2 years and up to 3 times. Duration of instalment plans (3 months to 7 years) is dependent on the instalment amount. Eligible amounts exclude portions already added to an existing instalment plan, fixed monthly instalment repayments, cash advances, fees, interest charges, and amount in arrears. The interest rate for the Instalment Plan is current at the date of this message and is subject to change.Įach monthly instalment repayment will form part of the minimum monthly repayment due on the regular payment due date.
Limitations and exclusions apply to the establishment of instalments, including minimum purchase values, number and term of instalments. We may vary any of these terms and conditions or withdraw this cashback offer at any time. Any transactions made which result in spending that exceeds the credit limit in any one month and Any purchases refunded will be removed from the calculation for the cashback gambling, mobile phone top ups and foreign currency and travellers cheques), interest, default charges, insurance premiums and other fees and charges debited to your Orange One Rewards Platinum Account. Cash transactions (including cash withdrawals from an ATM or over the counter at a bank or cash provider, pseudo cash transactions e.g. ^Eligible purchases include card purchases made in store or online, EFTPOS purchases, payWave, Apple Pay and Google Pay transactions made with Orange One Rewards Platinum Visa card, but excludes: The cashback does not reduce your minimum monthly credit card repayment obligations. The cashback entitlement will be calculated monthly and will be paid to your linked ING Orange Everyday Account one calendar day after the date you are required to make your minimum monthly credit card repayment.
not been suspended or closed), you can earn 1% cashback up to a maximum cashback entitlement of $30 per month per Account when you make eligible purchases^ on your Orange One Rewards Platinum Credit Card. Where you hold an active Orange One Rewards Platinum Credit Card Account and an active linked Orange Everyday Account (i.e. Fees and charges are the same for both Orange One Low Rate Classic and Low Rate Platinum. Orange One Low Rate customers approved for a credit limit of $6,000 or more will receive an Orange One Low Rate Platinum card with access to complimentary international travel insurance. To view these documents you may need Adobe Acrobat. Before making any decision in relation to the products you should read the relevant Terms and Conditions, Fees and Limits Schedule, Credit Guide, Cashback Rewards Terms and Conditions and Credit Guide, Complimentary Insurance Terms and Conditions available at. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you.
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Interest free period available only where entire revolving balance plus monthly instalment amounts are repaid in the previous statement period.Īll applications are subject to ING's eligibility and credit assessment criteria. Information and interest rates are current as at the date of this publication and are subject to change. You should consider the Apple Pay Terms and Conditions and the Google Pay Visa Debit and Credit Card Terms and Conditions for ING customers when setting up mobile payments on your eligible device. Android, Google Pay and Google Play are registered trademarks of Google LLC. ING does not guarantee this insurance.Īpple, the Apple App Store, iPhone, Siri and Apple Pay are trademarks of Apple Inc., registered in the U.S. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
Any advice has been prepared without taking into account your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Complimentary Insurance Terms and Conditions which may be amended from time to time. Deposit, savings and credit products (excluding the Complimentary International Travel Insurance) are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823, Australian Credit Licence 229823.ĪWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 of 74 High Street, Toowong QLD 4066 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 of 2 Market Street, Sydney NSW2000 has issued an insurance group policy to ING Bank (Australia) Limited ABN 24 000 893 292 AFSL and Australian credit licence 229823 (ING) of 60 Margaret Street, Sydney, NSW 2000 which allows eligible ING cardholders to claim under it as third party beneficiaries.
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